XLF ETF Profile
XLF is a financial sector ETF from SPDR. Its largest disclosed positions include BRK-B, JPM, and V, and the top three holdings account for 31.07% of portfolio weight shown here. On ETF Overlap Checker, it currently connects to 61 comparison pages.
Issuer
SPDR
Asset Class
Equity
Holdings
76
Compare Pages
61
About XLF
The State Street Financial Select Sector SPDR ETF seeks to provide investment results that, before expenses, correspond generally to the price and yield performance of the Financial Select Sector Index (the "Index").The Index seeks to provide an effective representation of the financial sector of the S&P 500 Index.Seeks to provide precise exposure to companies in the financial services; insurance; banks; capital markets; mortgage real estate investment trusts ("REITs"); and consumer finance.Allows investors to take strategic or tactical positions at a more targeted level than traditional style based investing.
- XLF has a more focused holdings footprint, with 76 positions in the latest imported dataset.
- The largest disclosed position is BRK-B at 12.67% of the portfolio.
- The top three disclosed holdings make up 31.07% of the portfolio, and the top ten add up to 56.18%.
- Sector labels are limited in the visible top holdings, so the biggest positions matter more than sector buckets here.
- XLF currently appears in 61 active ETF comparison pages on this site.
Data And Coverage
- Expense ratio
- 0.08%
- AUM
- $47B
- Inception date
- Dec 16, 1998
- Holdings updated
- Mar 12, 2026
- Data source
- Financial Modeling Prep
Review the methodology for the overlap formula and visit the ETF directory for the full set of indexed fund hubs.
Compare XLF with another ETF
What Stands Out About XLF
Portfolio Shape
The disclosed top holdings suggest a more concentrated portfolio than a plain broad-market fund. BRK-B, JPM, and V account for much of the visible weight, with the top three at 31.07% and the top ten at 56.18%. Sector labels are limited in the visible top holdings, so the concentration read is driven mainly by the largest names themselves.
What Kind Of Overlap To Expect
XLF is focused enough that overlap should spike when the comparison fund targets the same sector or theme, and fall much faster against diversified market ETFs. The most visible positions, including BRK-B, JPM, and V, are often the names that drive those higher-overlap matchups.
When Investors Compare It
On this site, investors often compare XLF with VOO, VTI, and QQQ. Those matchups usually answer a simple question: does adding this fund create a different sleeve, or does it mostly duplicate exposure you already own? XLF currently connects to 61 live comparison pages.
Holdings Concentration Snapshot
Concentration
- Largest disclosed holding
- 12.67%
- Top 3 holdings
- 31.07%
- Top 10 holdings
- 56.18%
- Total holdings
- 76
These numbers help show whether XLF behaves more like a broad portfolio building block or a fund where the biggest positions dominate the ride.
Visible Sector Mix
Sector labels are limited in the visible top holdings for XLF, so the strongest signal here is still the size of the largest positions themselves.
Top Holdings
These holdings help explain how XLF overlaps with other funds. The top ten disclosed positions represent 56.18% of the portfolio shown here.
| Holding | Name | Sector | Weight |
|---|---|---|---|
| BRK-B | BERKSHIRE HATHAWAY INC CL B | N/A | 12.67% |
| JPM | JPMORGAN CHASE + CO | N/A | 10.99% |
| V | VISA INC CLASS A SHARES | N/A | 7.42% |
| MA | MASTERCARD INC A | N/A | 5.90% |
| BAC | BANK OF AMERICA CORP | N/A | 4.56% |
| GS | GOLDMAN SACHS GROUP INC | N/A | 3.50% |
| WFC | WELLS FARGO + CO | N/A | 3.44% |
| C | CITIGROUP INC | N/A | 2.73% |
| MS | MORGAN STANLEY | N/A | 2.71% |
| AXP | AMERICAN EXPRESS CO | N/A | 2.28% |
Related Overlap Comparisons
Use these pages to see whether adding XLF changes your exposure or mostly duplicates positions you already own.