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XLF ETF Profile

XLF is a financial sector ETF from SPDR. Its largest disclosed positions include BRK.B, JPM, and V, and the top three holdings account for 30.9% of portfolio weight shown here. On ETF Overlap Checker, it currently connects to 64 comparison pages.

Issuer

SPDR

Asset Class

Equity

Holdings

77

Compare Pages

64

About XLF

The State Street Financial Select Sector SPDR ETF aims to mirror the price and yield performance of the Financial Select Sector Index, before accounting for expenses. This underlying Index is structured to accurately reflect the financial segment of the S&P 500 Index. The ETF offers targeted investment exposure to various financial sub-sectors, including financial services, insurance, banking, capital markets, mortgage real estate investment trusts (REITs), and consumer finance. Consequently, it enables investors to pursue more granular strategic or tactical portfolio adjustments than typical style-based investment approaches.

  • XLF has a more focused holdings footprint, with 77 positions in the latest imported dataset.
  • The largest disclosed position is BRK.B at 12.46% of the portfolio.
  • The top three disclosed holdings make up 30.9% of the portfolio, and the top ten add up to 56.26%.
  • Sector labels are limited in the visible top holdings, so the biggest positions matter more than sector buckets here.
  • XLF currently appears in 64 active ETF comparison pages on this site.

Data And Coverage

Expense ratio
0.08%
AUM
$59B
Inception date
Dec 16, 1998
Holdings updated
Aug 13, 2026
Data source
Financial Modeling Prep

Review the methodology for the overlap formula and visit the ETF directory for the full set of indexed fund hubs.

Compare XLF with another ETF

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What Stands Out About XLF

01

Portfolio Shape

The disclosed top holdings suggest a more concentrated portfolio than a plain broad-market fund. BRK.B, JPM, and V account for much of the visible weight, with the top three at 30.9% and the top ten at 56.26%. Sector labels are limited in the visible top holdings, so the concentration read is driven mainly by the largest names themselves.

02

What Kind Of Overlap To Expect

XLF is focused enough that overlap should spike when the comparison fund targets the same sector or theme, and fall much faster against diversified market ETFs. The most visible positions, including BRK.B, JPM, and V, are often the names that drive those higher-overlap matchups.

03

When Investors Compare It

On this site, investors often compare XLF with VOO, VTI, and QQQ. Those matchups usually answer a simple question: does adding this fund create a different sleeve, or does it mostly duplicate exposure you already own? XLF currently connects to 64 live comparison pages.

Holdings Concentration Snapshot

Concentration

Largest disclosed holding
12.46%
Top 3 holdings
30.9%
Top 10 holdings
56.26%
Total holdings
77

These numbers help show whether XLF behaves more like a broad portfolio building block or a fund where the biggest positions dominate the ride.

Visible Sector Mix

Sector labels are limited in the visible top holdings for XLF, so the strongest signal here is still the size of the largest positions themselves.

Top Holdings

These holdings help explain how XLF overlaps with other funds. The top ten disclosed positions represent 56.26% of the portfolio shown here.

Methodology
HoldingNameSectorWeight
BRK.BBerkshire Hathaway IncN/A12.46%
JPMJPMorgan Chase & CoN/A11.24%
VVisa IncN/A7.20%
MAMastercard IncN/A5.77%
BACBank of America CorpN/A4.59%
GSGoldman Sachs Group Inc/TheN/A3.60%
WFCWells Fargo & CoN/A3.49%
CCitigroup IncN/A2.81%
MSMorgan StanleyN/A2.81%
AXPAmerican Express CoN/A2.30%

Related Overlap Comparisons

Use these pages to see whether adding XLF changes your exposure or mostly duplicates positions you already own.

VOO vs XLF->VTI vs XLF->QQQ vs XLF->VGT vs XLF->SCHD vs XLF->VYM vs XLF->VXUS vs XLF->SPY vs XLF->AGG vs XLF->BND vs XLF->DGRO vs XLF->DIA vs XLF->

Frequently Asked Questions About XLF

What kind of ETF is XLF?+
XLF is a financial sector ETF.
What are the biggest holdings in XLF?+
XLF's largest disclosed positions currently include BRK.B, JPM, and V. The single biggest visible holding is BRK.B at 12.46% of the portfolio.
Is XLF concentrated?+
Based on the visible top holdings, XLF's top three positions account for 30.9% of the portfolio and the top ten account for 56.26%. That gives a practical read on whether the fund looks broad or more top-heavy.
What kind of overlap should you expect from XLF?+
XLF is focused enough that overlap should spike when the comparison fund targets the same sector or theme, and fall much faster against diversified market ETFs. The most visible positions, including BRK.B, JPM, and V, are often the names that drive those higher-overlap matchups.
How can you compare XLF with other ETFs?+
Use the comparison pages linked from this profile to see overlap score, shared holdings, and diversification differences. Popular comparisons for XLF on this site include VOO, VTI, and QQQ, and the fund currently appears in 64 active comparison pages.