Terms of Service

1. Acceptance of Terms

By accessing or using ETF Overlap Checker at etf-checker.org (the “Service”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use the Service. The Service is operated by Carraway & Gatsby Corporation (“CG Corp,” “we,” “us”).

2. Description of the Service

ETF Overlap Checker is a free, publicly available tool that compares the holdings of exchange-traded funds (ETFs) to identify overlapping positions. The Service uses publicly available fund data from third-party financial data providers and presents analysis for informational and educational purposes.

3. Not Financial Advice — Important Disclaimer

4. Data Accuracy and Limitations

• ETF holdings data is sourced from third-party providers and may not reflect the most current portfolio composition. Holdings are typically updated on a periodic basis and may be delayed.
• Overlap percentages and calculations are approximations based on available data. Actual portfolio overlap may differ due to weighting methodologies, timing of data updates, and other factors.
• We make reasonable efforts to ensure data accuracy but do not warrant that the information is complete, accurate, or current at all times.
• We are not responsible for errors or omissions in third-party data sources.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable law or regulation
• Attempt to reverse-engineer, scrape, or systematically extract data from the Service beyond normal personal use
• Interfere with or disrupt the Service’s infrastructure, security, or other users’ access
• Use automated tools (bots, scripts) to access the Service at a rate that degrades performance for other users
• Reproduce, redistribute, or resell the Service’s data or analysis for commercial purposes without our prior written consent

6. Intellectual Property

The Service, including its design, text, graphics, code, and analysis methodology, is the property of CG Corp or its licensors and is protected by applicable intellectual property laws. ETF names, ticker symbols, and index names are trademarks of their respective owners and are used for identification purposes only.

7. Newsletter and Communications

If you subscribe to our newsletter, you consent to receiving periodic emails containing ETF analysis, portfolio insights, and product updates. You may unsubscribe at any time by clicking the “unsubscribe” link in any email. See our Privacy Policy for details on how we handle your email address.

8. Third-Party Links and Services

The Service may contain links to third-party websites, products, or services (including other CG Corp products). These links are provided for convenience only. We do not endorse, control, or assume responsibility for third-party content or practices. Your use of third-party services is governed by their own terms and policies.

9. Advertising

The Service displays advertisements through Google AdSense. Ad content is provided by third parties and does not constitute our endorsement of any product or service advertised. For information about how Google uses data from sites that use their services, visit Google’s partner site policies.

10. Disclaimer of Warranties

The Service is provided “as is” and “as available” without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components. We do not warrant the accuracy, completeness, or timeliness of any data or analysis provided.

11. Limitation of Liability

To the maximum extent permitted by applicable law, CG Corp and its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including but not limited to loss of profits, data, investment returns, or goodwill — arising from or related to your use of or inability to use the Service, regardless of the theory of liability.

In no event shall our total liability exceed the greater of $100 USD or the amount you paid us (if any) in the 12 months preceding the claim.

You expressly acknowledge that any investment decisions you make based on information from the Service are made at your own risk.

12. Indemnification

You agree to indemnify and hold harmless CG Corp from and against any claims, damages, losses, liabilities, and expenses (including reasonable attorney’s fees) arising out of or related to your violation of these Terms or your use of the Service.

13. Modifications to Terms

We may revise these Terms at any time by posting an updated version on this page. Changes are effective when posted. Your continued use of the Service after changes constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

14. Termination

We may suspend or terminate your access to the Service at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users or the Service. Upon termination, provisions that by their nature should survive (including disclaimers, limitations of liability, and indemnification) will continue in effect.

15. Governing Law and Disputes

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved through binding arbitration administered in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive relief in any court of competent jurisdiction.

16. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will continue in full force and effect. The invalid provision will be modified to the minimum extent necessary to make it valid and enforceable.

17. Contact

Questions about these Terms? Contact us at:

Carraway & Gatsby Corporation
Email: [email protected]
Website: cgcorp.io