DIA vs USMV Overlap

DIA is an industrials ETF from SPDR, while USMV is an equity ETF from IShares. DIA and USMV show limited overlap, with an estimated weighted overlap of 17.85%. They share 20 holdings in the loaded dataset, led by MSFT, JNJ, and NVDA.

17.9% overlap
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20Shared Holdings
OK
Low Overlap

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Quick Answer

DIA is an industrials ETF from SPDR, while USMV is an equity ETF from IShares. DIA and USMV show limited overlap, with an estimated weighted overlap of 17.85%. They share 20 holdings in the loaded dataset, led by MSFT, JNJ, and NVDA.

  • 17.85% weighted overlap across 20 shared holdings.
  • The top three shared holdings explain 25.34% of the measured overlap.
  • USMV is the broader fund, while DIA is more targeted.
  • The overlap is mostly explained by the top shared positions rather than sector labels alone.
  • Holding both can still add materially different exposure.

Data Freshness

DIA holdings
Mar 12, 2026
USMV holdings
Mar 12, 2026
Overlap computed
Mar 13, 2026
Data source
Financial Modeling Prep

Review the methodology for the overlap formula and refresh policy.

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About These ETFs

ETF A

DIA

State Street SPDR Dow Jones Industrial Average ETF Trust

Issuer
SPDR
Asset class
Equity
Expense ratio
0.16%
AUM
$44B
Inception
Jan 14, 1998

ETF B

USMV

iShares MSCI USA Min Vol Factor ETF

Issuer
IShares
Asset class
Equity
Expense ratio
0.15%
AUM
$23B
Inception
Oct 18, 2011

What Stands Out In This Comparison

01

What This Means

DIA is an industrials ETF from SPDR, while USMV is an equity ETF from IShares. DIA and USMV do not own much of the same portfolio weight. That usually means you are combining different parts of the market, with only a small amount of duplication through names like MSFT, JNJ, and NVDA.

02

How They Differ

DIA is an industrials ETF from SPDR, while USMV is an equity ETF from IShares. USMV is the broader fund, while DIA is the more targeted sleeve. USMV has the lower expense ratio, while DIA charges more for its exposure.

03

What Drives The Overlap

The overlap is driven by a relatively small set of large shared positions. The top three shared holdings account for 25.34% of the score, which means the result is heavily influenced by the biggest common weights rather than a long tail of tiny positions.

04

When One May Fit Better

If you want the broader portfolio building block, USMV is usually the wider choice. If you want the more focused tilt, DIA is the narrower expression. USMV has the lower expense ratio, while DIA charges more for its exposure.

Overlap Driver Snapshot

Concentration

The top three shared holdings explain 25.34% of the full overlap score.

That helps show whether the score comes from a handful of giant shared positions or from a broader mix of common holdings.

Shared Sector Tilt

Sector tags are not consistently available for the biggest shared positions in this dataset, so this comparison leans more on the specific holdings than on sector labels.

Top Shared Holdings

These are the holdings contributing the most to the overlap score between DIA and USMV.

HoldingDIA Wt.USMV Wt.Overlap
MSFT5.23%1.53%1.53%
JNJ3.14%1.50%1.50%
NVDA2.38%1.50%1.50%
MCD4.22%1.37%1.37%
MRK1.51%1.24%1.24%
IBM3.22%1.19%1.19%
PG2.01%1.16%1.16%
TRV3.90%1.07%1.07%
KO1.00%1.17%1.00%
CSCO1.00%1.51%1.00%

Why These ETFs Overlap

DIA is an industrials ETF from SPDR, while USMV is an equity ETF from IShares. The overlap exists because both funds allocate meaningful weight to the same holdings. In this dataset, the biggest shared drivers are MSFT, JNJ, and NVDA, which appear in both portfolios and push the overlap score higher.

Holding both DIA and USMV can make sense if you want exposure to different sleeves of the market. The overlap is small enough that both funds may still improve diversification.

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Frequently Asked Questions About DIA and USMV

What is the overlap between DIA and USMV?+
DIA and USMV currently show an estimated weighted overlap of 17.85% based on the loaded holdings data.
How many holdings do DIA and USMV share?+
They share 20 holdings in the current dataset.
Is the DIA and USMV overlap high?+
The current verdict is Low Overlap. That means the two ETFs have limited duplication in portfolio weight.
Why do DIA and USMV overlap?+
DIA and USMV overlap because the same large positions appear in both funds. In this comparison, the top three shared holdings explain 25.34% of the measured overlap score.
Which ETF is broader, DIA or USMV?+
USMV is the broader fund, while DIA is the more targeted sleeve. That does not automatically make one better, but it helps explain why the pair can overlap while still serving different roles.

How Overlap Is Calculated

A straightforward approach used by portfolio analysts.

Overlap = sum(min(Weight_A, Weight_B)) for each shared holding

For every stock that appears in both ETFs, we take the smaller of the two weights. Adding up all those minimums gives the total overlap percentage. A score of 100% means the two ETFs hold the exact same stocks in the same proportions.

Want the full explanation? Read the methodology page.

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