DIA vs XLP Overlap

Both funds come from SPDR. DIA is an industrials ETF, while XLP is a consumer staples ETF. DIA and XLP show limited overlap, with an estimated weighted overlap of 4.63%. They share 3 holdings in the loaded dataset, led by PG, WMT, and KO.

4.6% overlap
#
3Shared Holdings
OK
Low Overlap

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Quick Answer

Both funds come from SPDR. DIA is an industrials ETF, while XLP is a consumer staples ETF. DIA and XLP show limited overlap, with an estimated weighted overlap of 4.63%. They share 3 holdings in the loaded dataset, led by PG, WMT, and KO.

  • 4.63% weighted overlap across 3 shared holdings.
  • The top three shared holdings explain 99.89% of the measured overlap.
  • DIA and XLP are closer in breadth than a broad-vs-niche ETF pair.
  • The overlap is mostly explained by the top shared positions rather than sector labels alone.
  • Holding both can still add materially different exposure.

Data Freshness

DIA holdings
Mar 12, 2026
XLP holdings
Mar 12, 2026
Overlap computed
Mar 13, 2026
Data source
Financial Modeling Prep

Review the methodology for the overlap formula and refresh policy.

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About These ETFs

ETF A

DIA

State Street SPDR Dow Jones Industrial Average ETF Trust

Issuer
SPDR
Asset class
Equity
Expense ratio
0.16%
AUM
$44B
Inception
Jan 14, 1998

ETF B

XLP

State Street Consumer Staples Select Sector SPDR ETF

Issuer
SPDR
Asset class
Equity
Expense ratio
0.08%
AUM
$17B
Inception
Dec 16, 1998

What Stands Out In This Comparison

01

What This Means

Both funds come from SPDR. DIA is an industrials ETF, while XLP is a consumer staples ETF. DIA and XLP do not own much of the same portfolio weight. That usually means you are combining different parts of the market, with only a small amount of duplication through names like PG, WMT, and KO.

02

How They Differ

Both funds come from SPDR. DIA is an industrials ETF, while XLP is a consumer staples ETF. Neither fund clearly dominates on breadth, so the practical difference is more about weighting, index construction, and cost. XLP has the lower expense ratio, while DIA charges more for its exposure.

03

What Drives The Overlap

The overlap is driven by a relatively small set of large shared positions. The top three shared holdings account for 99.89% of the score, which means the result is heavily influenced by the biggest common weights rather than a long tail of tiny positions.

04

When One May Fit Better

Because DIA and XLP are closer in breadth, the better fit usually comes down to index methodology, issuer preference, and cost. XLP has the lower expense ratio, while DIA charges more for its exposure.

Overlap Driver Snapshot

Concentration

The top three shared holdings explain 99.89% of the full overlap score.

That helps show whether the score comes from a handful of giant shared positions or from a broader mix of common holdings.

Shared Sector Tilt

Sector tags are not consistently available for the biggest shared positions in this dataset, so this comparison leans more on the specific holdings than on sector labels.

Top Shared Holdings

These are the holdings contributing the most to the overlap score between DIA and XLP.

HoldingDIA Wt.XLP Wt.Overlap
PG2.01%7.77%2.01%
WMT1.61%11.70%1.61%
KO1.00%6.43%1.00%

Why These ETFs Overlap

Both funds come from SPDR. DIA is an industrials ETF, while XLP is a consumer staples ETF. The overlap exists because both funds allocate meaningful weight to the same holdings. In this dataset, the biggest shared drivers are PG, WMT, and KO, which appear in both portfolios and push the overlap score higher.

Holding both DIA and XLP can make sense if you want exposure to different sleeves of the market. The overlap is small enough that both funds may still improve diversification.

Related Comparisons

Frequently Asked Questions About DIA and XLP

What is the overlap between DIA and XLP?+
DIA and XLP currently show an estimated weighted overlap of 4.63% based on the loaded holdings data.
How many holdings do DIA and XLP share?+
They share 3 holdings in the current dataset.
Is the DIA and XLP overlap high?+
The current verdict is Low Overlap. That means the two ETFs have limited duplication in portfolio weight.
Why do DIA and XLP overlap?+
DIA and XLP overlap because the same large positions appear in both funds. In this comparison, the top three shared holdings explain 99.89% of the measured overlap score.
Which ETF is broader, DIA or XLP?+
DIA and XLP look closer in breadth than a broad-vs-niche pair, so the main difference is more about strategy and weighting than simple market coverage.

How Overlap Is Calculated

A straightforward approach used by portfolio analysts.

Overlap = sum(min(Weight_A, Weight_B)) for each shared holding

For every stock that appears in both ETFs, we take the smaller of the two weights. Adding up all those minimums gives the total overlap percentage. A score of 100% means the two ETFs hold the exact same stocks in the same proportions.

Want the full explanation? Read the methodology page.

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