SCHG vs SPTM Overlap

SCHG is a U.S. growth equity ETF from Schwab, while SPTM is an equity ETF from SPDR. SCHG and SPTM show heavy overlap, with an estimated weighted overlap of 50.54%. They share 154 holdings in the loaded dataset, led by NVDA, AAPL, and MSFT.

50.5% overlap
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154Shared Holdings
OK
High Overlap

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Quick Answer

SCHG is a U.S. growth equity ETF from Schwab, while SPTM is an equity ETF from SPDR. SCHG and SPTM show heavy overlap, with an estimated weighted overlap of 50.54%. They share 154 holdings in the loaded dataset, led by NVDA, AAPL, and MSFT.

  • 50.54% weighted overlap across 154 shared holdings.
  • The top three shared holdings explain 35.71% of the measured overlap.
  • SCHG is the broader fund, while SPTM is more targeted.
  • The overlap is mostly explained by the top shared positions rather than sector labels alone.
  • Holding both may add less diversification than the fund names imply.

Data Freshness

SCHG holdings
Mar 12, 2026
SPTM holdings
Mar 12, 2026
Overlap computed
Mar 15, 2026
Data source
Financial Modeling Prep

Review the methodology for the overlap formula and refresh policy.

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About These ETFs

ETF A

SCHG

Schwab U.S. Large-Cap Growth ETF

Issuer
Schwab
Asset class
Equity
Expense ratio
0.04%
AUM
$51B
Inception
Dec 11, 2009

ETF B

SPTM

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF

Issuer
SPDR
Asset class
Equity
Expense ratio
0.03%
AUM
$12B
Inception
Oct 4, 2000

What Stands Out In This Comparison

01

What This Means

SCHG is a U.S. growth equity ETF from Schwab, while SPTM is an equity ETF from SPDR. SCHG and SPTM share a large chunk of the same portfolio weight. The overlap is driven by positions like NVDA, AAPL, and MSFT, so owning both may not diversify your stock exposure as much as the fund names suggest.

02

How They Differ

SCHG is a U.S. growth equity ETF from Schwab, while SPTM is an equity ETF from SPDR. SCHG is the broader fund, while SPTM is the more targeted sleeve. SPTM has the lower expense ratio, while SCHG charges more for its exposure.

03

What Drives The Overlap

The overlap is driven by a relatively small set of large shared positions. The top three shared holdings account for 35.71% of the score, which means the result is heavily influenced by the biggest common weights rather than a long tail of tiny positions.

04

When One May Fit Better

If you want the broader portfolio building block, SCHG is usually the wider choice. If you want the more focused tilt, SPTM is the narrower expression. SPTM has the lower expense ratio, while SCHG charges more for its exposure.

Overlap Driver Snapshot

Concentration

The top three shared holdings explain 35.71% of the full overlap score.

That helps show whether the score comes from a handful of giant shared positions or from a broader mix of common holdings.

Shared Sector Tilt

Sector tags are not consistently available for the biggest shared positions in this dataset, so this comparison leans more on the specific holdings than on sector labels.

Top Shared Holdings

These are the holdings contributing the most to the overlap score between SCHG and SPTM.

HoldingSCHG Wt.SPTM Wt.Overlap
NVDA11.27%7.13%7.13%
AAPL9.67%6.12%6.12%
MSFT7.57%4.79%4.79%
AMZN5.23%3.31%3.31%
GOOGL4.48%2.84%2.84%
AVGO4.21%2.56%2.56%
GOOG3.58%2.27%2.27%
META4.62%2.26%2.26%
TSLA4.17%1.78%1.78%
LLY3.01%1.26%1.26%

Why These ETFs Overlap

SCHG is a U.S. growth equity ETF from Schwab, while SPTM is an equity ETF from SPDR. The overlap exists because both funds allocate meaningful weight to the same holdings. In this dataset, the biggest shared drivers are NVDA, AAPL, and MSFT, which appear in both portfolios and push the overlap score higher.

Holding both SCHG and SPTM may add less diversification than you expect. Many investors would choose the ETF that best matches their goal and avoid paying for duplicate exposure.

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Frequently Asked Questions About SCHG and SPTM

What is the overlap between SCHG and SPTM?+
SCHG and SPTM currently show an estimated weighted overlap of 50.54% based on the loaded holdings data.
How many holdings do SCHG and SPTM share?+
They share 154 holdings in the current dataset.
Is the SCHG and SPTM overlap high?+
The current verdict is High Overlap. That means the two ETFs have substantial duplication in portfolio weight.
Why do SCHG and SPTM overlap?+
SCHG and SPTM overlap because the same large positions appear in both funds. In this comparison, the top three shared holdings explain 35.71% of the measured overlap score.
Which ETF is broader, SCHG or SPTM?+
SCHG is the broader fund, while SPTM is the more targeted sleeve. That does not automatically make one better, but it helps explain why the pair can overlap while still serving different roles.

How Overlap Is Calculated

A straightforward approach used by portfolio analysts.

Overlap = sum(min(Weight_A, Weight_B)) for each shared holding

For every stock that appears in both ETFs, we take the smaller of the two weights. Adding up all those minimums gives the total overlap percentage. A score of 100% means the two ETFs hold the exact same stocks in the same proportions.

Want the full explanation? Read the methodology page.

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