SCHG vs VUG Overlap

SCHG is a U.S. growth equity ETF from Schwab, while VUG is a U.S. growth equity ETF from Vanguard. SCHG and VUG show very heavy overlap, with an estimated weighted overlap of 80.04%. They share 98 holdings in the loaded dataset, led by NVDA, AAPL, and MSFT.

80.0% overlap
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98Shared Holdings
OK
Very High Overlap

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Quick Answer

SCHG is a U.S. growth equity ETF from Schwab, while VUG is a U.S. growth equity ETF from Vanguard. SCHG and VUG show very heavy overlap, with an estimated weighted overlap of 80.04%. They share 98 holdings in the loaded dataset, led by NVDA, AAPL, and MSFT.

  • 80.04% weighted overlap across 98 shared holdings.
  • The top three shared holdings explain 35.62% of the measured overlap.
  • SCHG is the broader fund, while VUG is more targeted.
  • The overlap is mostly explained by the top shared positions rather than sector labels alone.
  • Holding both may add less diversification than the fund names imply.

Data Freshness

SCHG holdings
Mar 12, 2026
VUG holdings
Mar 12, 2026
Overlap computed
Mar 15, 2026
Data source
Financial Modeling Prep

Review the methodology for the overlap formula and refresh policy.

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About These ETFs

ETF A

SCHG

Schwab U.S. Large-Cap Growth ETF

Issuer
Schwab
Asset class
Equity
Expense ratio
0.04%
AUM
$51B
Inception
Dec 11, 2009

ETF B

VUG

Vanguard Growth ETF

Issuer
Vanguard
Asset class
Large Cap Equity
Expense ratio
0.03%
AUM
$350B
Inception
Jan 26, 2004

What Stands Out In This Comparison

01

What This Means

SCHG is a U.S. growth equity ETF from Schwab, while VUG is a U.S. growth equity ETF from Vanguard. SCHG and VUG are closely aligned. A large share of their portfolio weight is invested in the same companies, especially NVDA, AAPL, and MSFT, which means holding both is likely to feel similar to increasing the size of one core position.

02

How They Differ

SCHG is a U.S. growth equity ETF from Schwab, while VUG is a U.S. growth equity ETF from Vanguard. SCHG is the broader fund, while VUG is the more targeted sleeve. VUG has the lower expense ratio, while SCHG charges more for its exposure.

03

What Drives The Overlap

The overlap is driven by a relatively small set of large shared positions. The top three shared holdings account for 35.62% of the score, which means the result is heavily influenced by the biggest common weights rather than a long tail of tiny positions.

04

When One May Fit Better

If you want the broader portfolio building block, SCHG is usually the wider choice. If you want the more focused tilt, VUG is the narrower expression. VUG has the lower expense ratio, while SCHG charges more for its exposure.

Overlap Driver Snapshot

Concentration

The top three shared holdings explain 35.62% of the full overlap score.

That helps show whether the score comes from a handful of giant shared positions or from a broader mix of common holdings.

Shared Sector Tilt

Sector tags are not consistently available for the biggest shared positions in this dataset, so this comparison leans more on the specific holdings than on sector labels.

Top Shared Holdings

These are the holdings contributing the most to the overlap score between SCHG and VUG.

HoldingSCHG Wt.VUG Wt.Overlap
NVDA11.27%13.23%11.27%
AAPL9.67%11.50%9.67%
MSFT7.57%9.60%7.57%
AMZN5.23%4.81%4.81%
META4.62%4.69%4.62%
GOOGL4.48%5.90%4.48%
AVGO4.21%3.92%3.92%
TSLA4.17%3.66%3.66%
GOOG3.58%4.67%3.58%
LLY3.01%2.66%2.66%

Why These ETFs Overlap

SCHG is a U.S. growth equity ETF from Schwab, while VUG is a U.S. growth equity ETF from Vanguard. The overlap exists because both funds allocate meaningful weight to the same holdings. In this dataset, the biggest shared drivers are NVDA, AAPL, and MSFT, which appear in both portfolios and push the overlap score higher.

Holding both SCHG and VUG is usually redundant unless you have a very specific reason to tilt toward their shared holdings. In most cases, one ETF is enough.

Related Comparisons

Frequently Asked Questions About SCHG and VUG

What is the overlap between SCHG and VUG?+
SCHG and VUG currently show an estimated weighted overlap of 80.04% based on the loaded holdings data.
How many holdings do SCHG and VUG share?+
They share 98 holdings in the current dataset.
Is the SCHG and VUG overlap high?+
The current verdict is Very High Overlap. That means the two ETFs have substantial duplication in portfolio weight.
Why do SCHG and VUG overlap?+
SCHG and VUG overlap because the same large positions appear in both funds. In this comparison, the top three shared holdings explain 35.62% of the measured overlap score.
Which ETF is broader, SCHG or VUG?+
SCHG is the broader fund, while VUG is the more targeted sleeve. That does not automatically make one better, but it helps explain why the pair can overlap while still serving different roles.

How Overlap Is Calculated

A straightforward approach used by portfolio analysts.

Overlap = sum(min(Weight_A, Weight_B)) for each shared holding

For every stock that appears in both ETFs, we take the smaller of the two weights. Adding up all those minimums gives the total overlap percentage. A score of 100% means the two ETFs hold the exact same stocks in the same proportions.

Want the full explanation? Read the methodology page.

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