SCHG vs XLI Overlap

SCHG is a U.S. growth equity ETF from Schwab, while XLI is an industrials ETF from SPDR. SCHG and XLI show limited overlap, with an estimated weighted overlap of 5.24%. They share 17 holdings in the loaded dataset, led by GE, GEV, and UBER.

5.2% overlap
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17Shared Holdings
OK
Low Overlap

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Quick Answer

SCHG is a U.S. growth equity ETF from Schwab, while XLI is an industrials ETF from SPDR. SCHG and XLI show limited overlap, with an estimated weighted overlap of 5.24%. They share 17 holdings in the loaded dataset, led by GE, GEV, and UBER.

  • 5.24% weighted overlap across 17 shared holdings.
  • The top three shared holdings explain 52.19% of the measured overlap.
  • SCHG is the broader fund, while XLI is more targeted.
  • The overlap is mostly explained by the top shared positions rather than sector labels alone.
  • Holding both can still add materially different exposure.

Data Freshness

SCHG holdings
Mar 12, 2026
XLI holdings
Mar 12, 2026
Overlap computed
Mar 15, 2026
Data source
Financial Modeling Prep

Review the methodology for the overlap formula and refresh policy.

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About These ETFs

ETF A

SCHG

Schwab U.S. Large-Cap Growth ETF

Issuer
Schwab
Asset class
Equity
Expense ratio
0.04%
AUM
$51B
Inception
Dec 11, 2009

ETF B

XLI

State Street Industrial Select Sector SPDR ETF

Issuer
SPDR
Asset class
Equity
Expense ratio
0.08%
AUM
$29B
Inception
Dec 16, 1998

What Stands Out In This Comparison

01

What This Means

SCHG is a U.S. growth equity ETF from Schwab, while XLI is an industrials ETF from SPDR. SCHG and XLI do not own much of the same portfolio weight. That usually means you are combining different parts of the market, with only a small amount of duplication through names like GE, GEV, and UBER.

02

How They Differ

SCHG is a U.S. growth equity ETF from Schwab, while XLI is an industrials ETF from SPDR. SCHG is the broader fund, while XLI is the more targeted sleeve. SCHG has the lower expense ratio, while XLI charges more for its exposure.

03

What Drives The Overlap

The overlap is driven by a relatively small set of large shared positions. The top three shared holdings account for 52.19% of the score, which means the result is heavily influenced by the biggest common weights rather than a long tail of tiny positions.

04

When One May Fit Better

If you want the broader portfolio building block, SCHG is usually the wider choice. If you want the more focused tilt, XLI is the narrower expression. SCHG has the lower expense ratio, while XLI charges more for its exposure.

Overlap Driver Snapshot

Concentration

The top three shared holdings explain 52.19% of the full overlap score.

That helps show whether the score comes from a handful of giant shared positions or from a broader mix of common holdings.

Shared Sector Tilt

Sector tags are not consistently available for the biggest shared positions in this dataset, so this comparison leans more on the specific holdings than on sector labels.

Top Shared Holdings

These are the holdings contributing the most to the overlap score between SCHG and XLI.

HoldingSCHG Wt.XLI Wt.Overlap
GE1.30%6.62%1.30%
GEV0.86%4.37%0.86%
UBER0.57%2.89%0.57%
PH0.45%2.30%0.45%
TT0.36%1.85%0.36%
PWR0.32%1.62%0.32%
TDG0.27%1.37%0.27%
URI0.19%0.95%0.19%
FIX0.18%0.94%0.18%
GWW0.18%0.93%0.18%

Why These ETFs Overlap

SCHG is a U.S. growth equity ETF from Schwab, while XLI is an industrials ETF from SPDR. The overlap exists because both funds allocate meaningful weight to the same holdings. In this dataset, the biggest shared drivers are GE, GEV, and UBER, which appear in both portfolios and push the overlap score higher.

Holding both SCHG and XLI can make sense if you want exposure to different sleeves of the market. The overlap is small enough that both funds may still improve diversification.

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Frequently Asked Questions About SCHG and XLI

What is the overlap between SCHG and XLI?+
SCHG and XLI currently show an estimated weighted overlap of 5.24% based on the loaded holdings data.
How many holdings do SCHG and XLI share?+
They share 17 holdings in the current dataset.
Is the SCHG and XLI overlap high?+
The current verdict is Low Overlap. That means the two ETFs have limited duplication in portfolio weight.
Why do SCHG and XLI overlap?+
SCHG and XLI overlap because the same large positions appear in both funds. In this comparison, the top three shared holdings explain 52.19% of the measured overlap score.
Which ETF is broader, SCHG or XLI?+
SCHG is the broader fund, while XLI is the more targeted sleeve. That does not automatically make one better, but it helps explain why the pair can overlap while still serving different roles.

How Overlap Is Calculated

A straightforward approach used by portfolio analysts.

Overlap = sum(min(Weight_A, Weight_B)) for each shared holding

For every stock that appears in both ETFs, we take the smaller of the two weights. Adding up all those minimums gives the total overlap percentage. A score of 100% means the two ETFs hold the exact same stocks in the same proportions.

Want the full explanation? Read the methodology page.

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