ETF Overlap Checker
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ETF Overlap Checker

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SPLG vs XLK Overlap

Both funds come from SPDR. SPLG is a U.S. large-cap core ETF, while XLK is a technology-focused equity ETF. SPLG and XLK show meaningful overlap, with an estimated weighted overlap of 35.86%. They share 64 holdings in the loaded dataset, led by NVDA, MSFT, and AAPL.

35.9% overlap
#
64Shared Holdings
OK
Moderate Overlap

Freshly computed.

Quick Answer

Both funds come from SPDR. SPLG is a U.S. large-cap core ETF, while XLK is a technology-focused equity ETF. SPLG and XLK show meaningful overlap, with an estimated weighted overlap of 35.86%. They share 64 holdings in the loaded dataset, led by NVDA, MSFT, and AAPL.

  • 35.86% weighted overlap across 64 shared holdings.
  • The top three shared holdings explain 61.97% of the measured overlap.
  • SPLG is the broader fund, while XLK is more targeted.
  • The overlap is mostly explained by the top shared positions rather than sector labels alone.
  • Holding both may add less diversification than the fund names imply.

Data Freshness

SPLG holdings
Aug 13, 2026
XLK holdings
Aug 13, 2026
Overlap computed
Aug 14, 2026
Data source
Financial Modeling Prep

Review the methodology for the overlap formula and refresh policy.

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About These ETFs

ETF A

SPLG

SPDR Portfolio S&P 500 ETF

Issuer
SPDR
Asset class
Equity
Expense ratio
0.02%
AUM
$96B
Inception
Nov 7, 2005

ETF B

XLK

State Street Technology Select Sector SPDR ETF

Issuer
SPDR
Asset class
Equity
Expense ratio
0.08%
AUM
$122B
Inception
Dec 16, 1998

What Stands Out In This Comparison

01

What This Means

Both funds come from SPDR. SPLG is a U.S. large-cap core ETF, while XLK is a technology-focused equity ETF. SPLG and XLK overlap enough to matter, but they still bring different exposures to a portfolio. The overlap is concentrated in holdings such as NVDA, MSFT, and AAPL, which explains why the score lands at 35.86%.

02

How They Differ

Both funds come from SPDR. SPLG is a U.S. large-cap core ETF, while XLK is a technology-focused equity ETF. SPLG is the broader fund, while XLK is the more targeted sleeve. SPLG has the lower expense ratio, while XLK charges more for its exposure.

03

What Drives The Overlap

The overlap is driven by a relatively small set of large shared positions. The top three shared holdings account for 61.97% of the score, which means the result is heavily influenced by the biggest common weights rather than a long tail of tiny positions.

04

When One May Fit Better

If you want the broader portfolio building block, SPLG is usually the wider choice. If you want the more focused tilt, XLK is the narrower expression. SPLG has the lower expense ratio, while XLK charges more for its exposure.

Overlap Driver Snapshot

Concentration

The top three shared holdings explain 61.97% of the full overlap score.

That helps show whether the score comes from a handful of giant shared positions or from a broader mix of common holdings.

Shared Sector Tilt

Sector tags are not consistently available for the biggest shared positions in this dataset, so this comparison leans more on the specific holdings than on sector labels.

Top Shared Holdings

These are the holdings contributing the most to the overlap score between SPLG and XLK.

HoldingNameSPLG Wt.XLK Wt.Overlap
NVDANVIDIA CORP8.58%15.50%8.58%
MSFTMICROSOFT CORP6.84%10.05%6.84%
AAPLAPPLE INC6.80%13.63%6.80%
AVGOBROADCOM INC3.08%5.37%3.08%
ORCLORACLE CORP0.78%2.22%0.78%
PLTRPALANTIR TECHNOLOGIES INC A0.77%2.98%0.77%
AMDADVANCED MICRO DEVICES0.73%2.95%0.73%
IBMINTL BUSINESS MACHINES CORP0.49%2.02%0.49%
CSCOCISCO SYSTEMS INC0.48%2.73%0.48%
MUMICRON TECHNOLOGY INC0.43%3.39%0.43%

Why These ETFs Overlap

Both funds come from SPDR. SPLG is a U.S. large-cap core ETF, while XLK is a technology-focused equity ETF. The overlap exists because both funds allocate meaningful weight to the same holdings. In this dataset, the biggest shared drivers are NVDA, MSFT, and AAPL, which appear in both portfolios and push the overlap score higher.

Holding both SPLG and XLK can still be reasonable, but you should expect some duplication. The decision comes down to whether the non-overlapping parts of each ETF are important enough for your strategy.

Related Comparisons

AGG vs SPLG->AGG vs XLK->BND vs SPLG->BND vs XLK->

Frequently Asked Questions About SPLG and XLK

What is the overlap between SPLG and XLK?+
SPLG and XLK currently show an estimated weighted overlap of 35.86% based on the loaded holdings data.
How many holdings do SPLG and XLK share?+
They share 64 holdings in the current dataset.
Is the SPLG and XLK overlap high?+
The current verdict is Moderate Overlap. That means the two ETFs have noticeable duplication in portfolio weight.
Why do SPLG and XLK overlap?+
SPLG and XLK overlap because the same large positions appear in both funds. In this comparison, the top three shared holdings explain 61.97% of the measured overlap score.
Which ETF is broader, SPLG or XLK?+
SPLG is the broader fund, while XLK is the more targeted sleeve. That does not automatically make one better, but it helps explain why the pair can overlap while still serving different roles.

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How Overlap Is Calculated

A straightforward approach used by portfolio analysts.

Overlap = sum(min(Weight_A, Weight_B)) for each shared holding

For every stock that appears in both ETFs, we take the smaller of the two weights. Adding up all those minimums gives the total overlap percentage. A score of 100% means the two ETFs hold the exact same stocks in the same proportions.

Want the full explanation? Read the methodology page.

Looking for another pair? Start from the homepage or open the canonical URL for this comparison at /compare/SPLG-XLK.