SPY vs VOO Overlap

SPY is a U.S. large-cap core ETF from SPDR, while VOO is a U.S. large-cap core ETF from Vanguard. SPY and VOO show very heavy overlap, with an estimated weighted overlap of 96.57%. They share 502 holdings in the loaded dataset, led by NVDA, AAPL, and MSFT.

96.6% overlap
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502Shared Holdings
OK
Very High Overlap

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Quick Answer

SPY is a U.S. large-cap core ETF from SPDR, while VOO is a U.S. large-cap core ETF from Vanguard. SPY and VOO show very heavy overlap, with an estimated weighted overlap of 96.57%. They share 502 holdings in the loaded dataset, led by NVDA, AAPL, and MSFT.

  • 96.57% weighted overlap across 502 shared holdings.
  • The top three shared holdings explain 20.09% of the measured overlap.
  • SPY and VOO are closer in breadth than a broad-vs-niche ETF pair.
  • The overlap is mostly explained by the top shared positions rather than sector labels alone.
  • Holding both may add less diversification than the fund names imply.

Data Freshness

SPY holdings
Mar 12, 2026
VOO holdings
Mar 12, 2026
Overlap computed
Mar 13, 2026
Data source
Financial Modeling Prep

Review the methodology for the overlap formula and refresh policy.

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About These ETFs

ETF A

SPY

State Street SPDR S&P 500 ETF Trust

Issuer
SPDR
Asset class
Equity
Expense ratio
0.0945%
AUM
$678B
Inception
Jan 22, 1993

ETF B

VOO

Vanguard S&P 500 ETF

Issuer
Vanguard
Asset class
Large Cap Equity
Expense ratio
0.03%
AUM
$2T
Inception
Sep 7, 2010

What Stands Out In This Comparison

01

What This Means

SPY is a U.S. large-cap core ETF from SPDR, while VOO is a U.S. large-cap core ETF from Vanguard. SPY and VOO are closely aligned. A large share of their portfolio weight is invested in the same companies, especially NVDA, AAPL, and MSFT, which means holding both is likely to feel similar to increasing the size of one core position.

02

How They Differ

SPY is a U.S. large-cap core ETF from SPDR, while VOO is a U.S. large-cap core ETF from Vanguard. Neither fund clearly dominates on breadth, so the practical difference is more about weighting, index construction, and cost. VOO has the lower expense ratio, while SPY charges more for its exposure.

03

What Drives The Overlap

The overlap is driven by a relatively small set of large shared positions. The top three shared holdings account for 20.09% of the score, which means the result is heavily influenced by the biggest common weights rather than a long tail of tiny positions.

04

When One May Fit Better

Because SPY and VOO are closer in breadth, the better fit usually comes down to index methodology, issuer preference, and cost. VOO has the lower expense ratio, while SPY charges more for its exposure.

Overlap Driver Snapshot

Concentration

The top three shared holdings explain 20.09% of the full overlap score.

That helps show whether the score comes from a handful of giant shared positions or from a broader mix of common holdings.

Shared Sector Tilt

Sector tags are not consistently available for the biggest shared positions in this dataset, so this comparison leans more on the specific holdings than on sector labels.

Top Shared Holdings

These are the holdings contributing the most to the overlap score between SPY and VOO.

HoldingSPY Wt.VOO Wt.Overlap
NVDA7.73%7.84%7.73%
AAPL6.64%6.47%6.47%
MSFT5.19%5.40%5.19%
AMZN3.59%3.93%3.59%
GOOGL3.08%3.32%3.08%
AVGO2.79%2.64%2.64%
GOOG2.46%2.66%2.46%
META2.45%2.63%2.45%
TSLA1.93%2.04%1.93%
BRK-B1.56%1.49%1.49%

Why These ETFs Overlap

SPY is a U.S. large-cap core ETF from SPDR, while VOO is a U.S. large-cap core ETF from Vanguard. The overlap exists because both funds allocate meaningful weight to the same holdings. In this dataset, the biggest shared drivers are NVDA, AAPL, and MSFT, which appear in both portfolios and push the overlap score higher.

Holding both SPY and VOO is usually redundant unless you have a very specific reason to tilt toward their shared holdings. In most cases, one ETF is enough.

Related Comparisons

Frequently Asked Questions About SPY and VOO

What is the overlap between SPY and VOO?+
SPY and VOO currently show an estimated weighted overlap of 96.57% based on the loaded holdings data.
How many holdings do SPY and VOO share?+
They share 502 holdings in the current dataset.
Is the SPY and VOO overlap high?+
The current verdict is Very High Overlap. That means the two ETFs have substantial duplication in portfolio weight.
Why do SPY and VOO overlap?+
SPY and VOO overlap because the same large positions appear in both funds. In this comparison, the top three shared holdings explain 20.09% of the measured overlap score.
Which ETF is broader, SPY or VOO?+
SPY and VOO look closer in breadth than a broad-vs-niche pair, so the main difference is more about strategy and weighting than simple market coverage.

How Overlap Is Calculated

A straightforward approach used by portfolio analysts.

Overlap = sum(min(Weight_A, Weight_B)) for each shared holding

For every stock that appears in both ETFs, we take the smaller of the two weights. Adding up all those minimums gives the total overlap percentage. A score of 100% means the two ETFs hold the exact same stocks in the same proportions.

Want the full explanation? Read the methodology page.

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