SPTM vs VTI Overlap

SPTM is an equity ETF from SPDR, while VTI is a total-market U.S. equity ETF from Vanguard. SPTM and VTI show very heavy overlap, with an estimated weighted overlap of 93.23%. They share 1484 holdings in the loaded dataset, led by NVDA, AAPL, and MSFT.

93.2% overlap
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1484Shared Holdings
OK
Very High Overlap

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Quick Answer

SPTM is an equity ETF from SPDR, while VTI is a total-market U.S. equity ETF from Vanguard. SPTM and VTI show very heavy overlap, with an estimated weighted overlap of 93.23%. They share 1484 holdings in the loaded dataset, led by NVDA, AAPL, and MSFT.

  • 93.23% weighted overlap across 1484 shared holdings.
  • The top three shared holdings explain 18.42% of the measured overlap.
  • VTI is the broader fund, while SPTM is more targeted.
  • The overlap is mostly explained by the top shared positions rather than sector labels alone.
  • Holding both may add less diversification than the fund names imply.

Data Freshness

SPTM holdings
Mar 12, 2026
VTI holdings
Mar 12, 2026
Overlap computed
Mar 13, 2026
Data source
Financial Modeling Prep

Review the methodology for the overlap formula and refresh policy.

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About These ETFs

ETF A

SPTM

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF

Issuer
SPDR
Asset class
Equity
Expense ratio
0.03%
AUM
$12B
Inception
Oct 4, 2000

ETF B

VTI

Vanguard Total Stock Market ETF

Issuer
Vanguard
Asset class
Large Cap Equity
Expense ratio
0.03%
AUM
$2T
Inception
May 24, 2001

What Stands Out In This Comparison

01

What This Means

SPTM is an equity ETF from SPDR, while VTI is a total-market U.S. equity ETF from Vanguard. SPTM and VTI are closely aligned. A large share of their portfolio weight is invested in the same companies, especially NVDA, AAPL, and MSFT, which means holding both is likely to feel similar to increasing the size of one core position.

02

How They Differ

SPTM is an equity ETF from SPDR, while VTI is a total-market U.S. equity ETF from Vanguard. VTI is the broader fund, while SPTM is the more targeted sleeve. SPTM and VTI are priced very similarly on expense ratio.

03

What Drives The Overlap

The overlap is driven by a relatively small set of large shared positions. The top three shared holdings account for 18.42% of the score, which means the result is heavily influenced by the biggest common weights rather than a long tail of tiny positions.

04

When One May Fit Better

If you want the broader portfolio building block, VTI is usually the wider choice. If you want the more focused tilt, SPTM is the narrower expression. SPTM and VTI are priced very similarly on expense ratio.

Overlap Driver Snapshot

Concentration

The top three shared holdings explain 18.42% of the full overlap score.

That helps show whether the score comes from a handful of giant shared positions or from a broader mix of common holdings.

Shared Sector Tilt

Sector tags are not consistently available for the biggest shared positions in this dataset, so this comparison leans more on the specific holdings than on sector labels.

Top Shared Holdings

These are the holdings contributing the most to the overlap score between SPTM and VTI.

HoldingSPTM Wt.VTI Wt.Overlap
NVDA7.13%6.62%6.62%
AAPL6.12%5.75%5.75%
MSFT4.79%4.80%4.79%
AMZN3.31%3.46%3.31%
GOOGL2.84%2.95%2.84%
AVGO2.56%2.35%2.35%
GOOG2.27%2.34%2.27%
META2.26%2.34%2.26%
TSLA1.78%1.83%1.78%
BRK-B1.44%1.29%1.29%

Why These ETFs Overlap

SPTM is an equity ETF from SPDR, while VTI is a total-market U.S. equity ETF from Vanguard. The overlap exists because both funds allocate meaningful weight to the same holdings. In this dataset, the biggest shared drivers are NVDA, AAPL, and MSFT, which appear in both portfolios and push the overlap score higher.

Holding both SPTM and VTI is usually redundant unless you have a very specific reason to tilt toward their shared holdings. In most cases, one ETF is enough.

Related Comparisons

Frequently Asked Questions About SPTM and VTI

What is the overlap between SPTM and VTI?+
SPTM and VTI currently show an estimated weighted overlap of 93.23% based on the loaded holdings data.
How many holdings do SPTM and VTI share?+
They share 1484 holdings in the current dataset.
Is the SPTM and VTI overlap high?+
The current verdict is Very High Overlap. That means the two ETFs have substantial duplication in portfolio weight.
Why do SPTM and VTI overlap?+
SPTM and VTI overlap because the same large positions appear in both funds. In this comparison, the top three shared holdings explain 18.42% of the measured overlap score.
Which ETF is broader, SPTM or VTI?+
VTI is the broader fund, while SPTM is the more targeted sleeve. That does not automatically make one better, but it helps explain why the pair can overlap while still serving different roles.

How Overlap Is Calculated

A straightforward approach used by portfolio analysts.

Overlap = sum(min(Weight_A, Weight_B)) for each shared holding

For every stock that appears in both ETFs, we take the smaller of the two weights. Adding up all those minimums gives the total overlap percentage. A score of 100% means the two ETFs hold the exact same stocks in the same proportions.

Want the full explanation? Read the methodology page.

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