VTI vs VV Overlap

Both funds come from Vanguard. VTI is a total-market U.S. equity ETF, while VV is a large-cap U.S. equity ETF. VTI and VV show very heavy overlap, with an estimated weighted overlap of 87.04%. They share 442 holdings in the loaded dataset, led by NVDA, AAPL, and MSFT.

87.0% overlap
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442Shared Holdings
OK
Very High Overlap

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Quick Answer

Both funds come from Vanguard. VTI is a total-market U.S. equity ETF, while VV is a large-cap U.S. equity ETF. VTI and VV show very heavy overlap, with an estimated weighted overlap of 87.04%. They share 442 holdings in the loaded dataset, led by NVDA, AAPL, and MSFT.

  • 87.04% weighted overlap across 442 shared holdings.
  • The top three shared holdings explain 19.73% of the measured overlap.
  • VTI is the broader fund, while VV is more targeted.
  • The overlap is mostly explained by the top shared positions rather than sector labels alone.
  • Holding both may add less diversification than the fund names imply.

Data Freshness

VTI holdings
Mar 12, 2026
VV holdings
Mar 12, 2026
Overlap computed
Mar 13, 2026
Data source
Financial Modeling Prep

Review the methodology for the overlap formula and refresh policy.

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About These ETFs

ETF A

VTI

Vanguard Total Stock Market ETF

Issuer
Vanguard
Asset class
Large Cap Equity
Expense ratio
0.03%
AUM
$2T
Inception
May 24, 2001

ETF B

VV

Vanguard Large-Cap ETF

Issuer
Vanguard
Asset class
Large Cap Equity
Expense ratio
0.03%
AUM
$68B
Inception
Jan 27, 2004

What Stands Out In This Comparison

01

What This Means

Both funds come from Vanguard. VTI is a total-market U.S. equity ETF, while VV is a large-cap U.S. equity ETF. VTI and VV are closely aligned. A large share of their portfolio weight is invested in the same companies, especially NVDA, AAPL, and MSFT, which means holding both is likely to feel similar to increasing the size of one core position.

02

How They Differ

Both funds come from Vanguard. VTI is a total-market U.S. equity ETF, while VV is a large-cap U.S. equity ETF. VTI is the broader fund, while VV is the more targeted sleeve. VTI and VV are priced very similarly on expense ratio.

03

What Drives The Overlap

The overlap is driven by a relatively small set of large shared positions. The top three shared holdings account for 19.73% of the score, which means the result is heavily influenced by the biggest common weights rather than a long tail of tiny positions.

04

When One May Fit Better

If you want the broader portfolio building block, VTI is usually the wider choice. If you want the more focused tilt, VV is the narrower expression. VTI and VV are priced very similarly on expense ratio.

Overlap Driver Snapshot

Concentration

The top three shared holdings explain 19.73% of the full overlap score.

That helps show whether the score comes from a handful of giant shared positions or from a broader mix of common holdings.

Shared Sector Tilt

Sector tags are not consistently available for the biggest shared positions in this dataset, so this comparison leans more on the specific holdings than on sector labels.

Top Shared Holdings

These are the holdings contributing the most to the overlap score between VTI and VV.

HoldingVTI Wt.VV Wt.Overlap
NVDA6.62%7.60%6.62%
AAPL5.75%6.60%5.75%
MSFT4.80%5.51%4.80%
AMZN3.46%3.96%3.46%
GOOGL2.95%3.36%2.95%
AVGO2.35%2.69%2.35%
META2.34%2.69%2.34%
GOOG2.34%2.70%2.34%
TSLA1.83%2.10%1.83%
LLY1.32%1.52%1.32%

Why These ETFs Overlap

Both funds come from Vanguard. VTI is a total-market U.S. equity ETF, while VV is a large-cap U.S. equity ETF. The overlap exists because both funds allocate meaningful weight to the same holdings. In this dataset, the biggest shared drivers are NVDA, AAPL, and MSFT, which appear in both portfolios and push the overlap score higher.

Holding both VTI and VV is usually redundant unless you have a very specific reason to tilt toward their shared holdings. In most cases, one ETF is enough.

Related Comparisons

Frequently Asked Questions About VTI and VV

What is the overlap between VTI and VV?+
VTI and VV currently show an estimated weighted overlap of 87.04% based on the loaded holdings data.
How many holdings do VTI and VV share?+
They share 442 holdings in the current dataset.
Is the VTI and VV overlap high?+
The current verdict is Very High Overlap. That means the two ETFs have substantial duplication in portfolio weight.
Why do VTI and VV overlap?+
VTI and VV overlap because the same large positions appear in both funds. In this comparison, the top three shared holdings explain 19.73% of the measured overlap score.
Which ETF is broader, VTI or VV?+
VTI is the broader fund, while VV is the more targeted sleeve. That does not automatically make one better, but it helps explain why the pair can overlap while still serving different roles.

How Overlap Is Calculated

A straightforward approach used by portfolio analysts.

Overlap = sum(min(Weight_A, Weight_B)) for each shared holding

For every stock that appears in both ETFs, we take the smaller of the two weights. Adding up all those minimums gives the total overlap percentage. A score of 100% means the two ETFs hold the exact same stocks in the same proportions.

Want the full explanation? Read the methodology page.

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